Debt Less is the world’s leading, and indeed only training platform where success and comprehension may be achieved by litigants in person when dealing with Debt Collection Agents (“DCA”). Education is key to comprehending how to apply the relevant legislation when dealing with DCA.
Contrary to the ignorance of the legal industry and judiciary, debt is not bought, debt is not sold, debt is not assigned, and moreover, there simply is no debt owed to any DCA. DCA are agents, they have no legal or equitable rights whatsoever to be initiating claims in the court system or demanding payment.
Banks are not lenders of money, they are simply issuers of fiat currency, there is no loan, there is no borrowing, and there is certainly no debt to any bank or any of their appointed or purportedly assigned agents.
Debt Less students have an extremely successful track record when dealing with agents. This success has overcome the perpetual and intrinsic ignorance of those who administer these accounts for and on behalf of the banking cartels.
If you are receiving correspondence from the likes of Lowell Portfolio I Ltd, Cabot Financial (UK) Ltd, Marston (Holdings) Limited, Equita Limited, etc there are fast and effective solutions at hand that do not involve Court necessarily, fully compliant with Civil Procedure Rules.
It matters not which Country you live in, the knowledge of how to apply the relevant legislation is fundamental to success within any court, in any country. Our members have achieved phenomenal success following training and mentorship which is available to any individual who wishes to break free from the illusion of debt.
Upon receiving any communication from a DCA you will need to send the agent a DSAR immediately. Your DSAR will need to include the correct questions and content as this document may be used in litigation and may be ordered from us.
A Debt Less DSAR is effectively the end game for any debt collection agent when faced with requests for data and information they cannot evidence as required at law.
Debt collection agents have no chose in action, they have no legal or equitable rights whatsoever, and a DSAR will bring any nonsense purporting otherwise to a quick standstill in Court.
The DSAR may also be used as pre-action protocol for counterclaims and claims as well as the foundation for any defence.
Debt Less DSAR are unique, they are bespoke and specifically designed to end the lies and concealment of all debt collection agents. A DSAR is the ultimate tool for the informed beneficiary.
Upon your DSAR not being complied with, you may wish to bring a claim against the agent for compensation. You will need to contact us to have these court papers drafted.
Debt Less DSAR are also used in counterclaims and defences, and provide for ultimate versatility in DCA litigation.
It’s important to book mentoring following the issuance of a DSAR to a DCA to reveal the concealment and false statements. DCA will often claim information is private and confidential and not to be released under the request. They are soon educated otherwise following mentoring.
We also provide litigation mentorship, a unique facility to Debt Less members. Any member engaged in litigation should engage in private mentorship to not only obtain knowledge, but to learn how to overcome the ignorance of those employed within the Courts and legal industry who believe debt is bought and sold.
A DCA has no chose in action and therefore any claim they bring is totally without merit. If you are in receipt of a claim form from a DCA please contact us to have a defence drafted.
Similarly if you have already received a CCJ please contact us to have a set aside application drafted.
Debt Less is the world’s leading expert in the field of CCJ set asides, mentoring with our experts is therefore a crucial element to success in court.
Please contact us for directions if you have a CCJ pending or have received a CCJ in the past.
If a DCA has brought a claim against you, thus causing you inconvenience and financial cost you may wish to bring a counterclaim so that you may receive the appropriate compensation.
As with all litigation it is your responsibility to case manage, attend hearings and ensure all court correspondence is received and dealt with. We provide the paperwork, mentorship and education but it is ultimately up to you to see things through.
Do you have more questions?
