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Bankruptcy

Bankruptcy in England and Wales is administered under The Insolvency Act 1986. Banks, Councils, Debt Collection Agents and a myriad of other agencies use Bankruptcy petitions to reap wealth they are not entitled to.  

At Debt Less we comprehend none of these agencies have a chose in action, a right of claim against those whose wealth they are stripping. Banks in particular loan nothing, risk nothing, and take everything, this is their modus operandi.  

Concealment, deception and abuse of process are commonplace in the legal systems of England and Wales as these agents of deceit struggle to contain their lack of integrity or right of claim against those they are deceiving. 

If you have suffered Bankruptcy at the hands of the aforementioned agencies, we are able to assist in training upon annulment, compensation and the restoration of assets. All is not what it seems when you draw back the curtain upon the legal system, its template agents and deceptive practices. 

Information Centre

Upon receipt of a statutory demand it is important to act swiftly in order to set aside the demand. 

A statutory demand may be received as a result of a CCJ or directly from HMRC. If the former, the CCJ will also need setting aside. 

Contact us for directions to the relevant training material providing a copy of the demand. 

Upon receipt of a bankruptcy petition it is important to act swiftly in order to set aside the petition and preceding statutory demand. 

If a CCJ precedes the stat demand and petition, this will also need to be set aside in the respective court. 

Contact us for directions to the relevant training material, providing a copy of the demand.

A Debt Less forensic audit is a unique product to Debt Less which provides a full and detailed exposure upon the financial deception behind any financial product where a credit agreement has been signed. 

For those wishing to see forensic data and information with respect to ‘mortgages’ or vehicle finance products, a Debt Less forensic audit is key to success in litigation.
 
Our forensics reports provide full access to data and information obtained from Bloomberg and the Securities and Exchange Commission databases.
 
This information exposes the deceit and concealment all Banks are engaged in, to conceal the absolute fact there is no loan, simply the purchasing of securities.
 
The Banks use trusts (express and implied) to conceal the true relationship with the beneficiary [alleged borrower], there is absolutely no loan.
 
The note and security trustees are concealed by deeds of assignment and agency agreements that outline legal and equitable assignments.
 
The deeds are certainly not ‘commercially sensitive ‘ as the Banks and legal idiots they employ may claim – they are required at law when requested by the beneficiary.
 
Where there is a Trustee, there is a trust, a settlor, and a beneficiary. There are no lenders, borrowers, creditors, debtors, mortgagors, mortgagees or customers.
 
No repayments are due on any financial product, the credit agreement is the trust res, it is payment, it is legal tender, it is settlement, it is fiat currency and treated as cash.
 
Only an uninformed human resource [slave] believes a Bank is a lender, it is pure mind control and deception from the outset. If you are making repayments upon a non-existent debt, such as a ‘mortgage’, you are due full repayments from the trustee.
 
A Debt Less forensic report is the first step to restitution training, with a lead time 1-2 weeks for a full report to be compiled. 

A statutory audit provides a basic level of data and information with respect to the legal agent and trustees.  

Statutory audits are recommended for utility claims and general DCA matters where litigation is required but without the full expense of a forensic report. 

Bankruptcies may be annulled if the bankruptcy order ought not to have been made, or if all purported debts have been settled.  

We look at individuals on a case by case basis to recommend the best course of action.  

A mentoring consultation may be arranged for 30 mins to provide directions upon the best course of action. 

Again, this facility is only available through Debt Less. Legal firms believe debt is bought and sold, and that banks are lenders, and this in total ignorance – this nonsense is routinely dispensed with.  

Upon annulment of any Bankruptcy order restitution is available.   The level of restitution in rem or in personam is dependent upon the damage caused and losses incurred.   

A consultation will outline the best course of action in the aforementioned regard.

Upon annulment of any Bankruptcy order compensation is available. The level of compensation is dependent upon the damage caused and the losses incurred.   

A consultation will outline the best course of action in the aforementioned regard. 

Bankruptcy litigation is slightly more complex than standard litigation, and ought to be administered in equity.

Legal agents employed by Banks believe their clients to be lenders, a delusion quickly eradicated by facts and disclosure.

Debt Less are experts in this field and are able to provide comprehensive training to any litigant in person who wishes to obtain an annulment, set aside a petition or demand, and obtain compensation upon the same. 

Forensics are a necessity and an invaluable resource to expose the ignorance, lies, concealment and deceit used be the Banks in order to deceive the Courts and Judiciary. 

Litigation mentorship is also essential to success and should be undertaken prior any hearing.  

Litigation is a complex matter and we strive to produce the best paperwork for our clients. However, it is the responsibility of the litigant to case manage, to keep on top of any hearings and court correspondence.

We encourage clients to be responsible and ensure the case is being handled correctly. 

Case management is a reserved legal activity and not undertaken by Debt Less LLC. We do not engage in any regulated activity and so it is imperative the student comprehends the importance of professional case management. 

Do you have more questions?

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