The general public are being deceived by the banks on a global scale. One of the most prolific deceptions are utility accounts. Telecommunications, gas, water and electricity agents are simply a front for gargantuan levels of concealment, deception, double dipping and unjust enrichment.
These companies supply nothing, they are simply statement agents. They do not issue bills for the supply of gas, water, electricity, internet or mobile phone services. There are no contracts, and there is no such thing as ‘being out of contract’ or a ‘mobile phone contract’. These accounts are in fact express trusts, where the beneficiary is deceived into the belief they are a ‘customer’ by the agents upon whose bills payments, namely debit card transactions, ‘bill’ payments or direct debits should be made.
The truth is concealed as always by keeping the ‘customer’ ignorant to the fact that when signed and dated the Bank Giro Credit instrument attached to the bottom third of the statement is cash, it is legal tender, it is payment and settlement upon the account. Why use a debit when the agent Bank sitting behind the so-called ‘provider’ has issued a ‘credit’? Credit and debit are opposite in accounting terms.
Cashing your giro was commonplace back in the 80’s for those on ‘benefits’ because the giro is cash. The criminal cartels take the debit payments from the alleged ‘customer’ and further cash the giro under a power of attorney granted by the settlor, construed as the purported ‘customer’ upon establishment of the account. This trillion pound deception debases the currency in circulation by default causing commensurate debasement of the currency, ignorantly referred to as ‘inflation’ by so-called economists who simply repeat what the cartel owned education systems feed them.
The film ‘Inside Job’ eloquently exposes those who provide nothing but distraction in schools, colleges, and universities. Why is there no subject termed ‘money’ in the education system, it seems like quite an important topic? To any rational mind the answers are obvious.
All of these utility accounts are express trusts to which the purported customer is in fact a beneficiary. The deceit is gargantuan, but there are effective solutions to recover all debit payments obtained by utility agents.
Seeking mentoring is always a first step where directions may be given to tackle each account to obtain restitution. The agents and banks who administrate and service these accounts have undertaken a monumental deception since the introduction of the bank giro credit, and those who suffer do so in ignorance.
There are millions of telecommunications accounts in the UK. The Banks are deceiving every single account holder and concealing the fact the bank giro credit is the proper method of settlement for these accounts on a monthly or quarterly basis.
There is no contract, only an agreement, and where there is an agreement these is a trust, a trustee, a beneficiary and a settlor. Utility companies are simply agents, they have no rights to debit payments whatsoever.
Please contact us if you wish to recover your payments to these service agents and settle each account.
Prepayment meters preclude the issuance of a statement and bank giro credit to the beneficiary. The security consortium and trustee then double dip by completing the bank giro credit, cashing it, and relieving the beneficiary of a debit payment unjustly.
At Debt Less we offer mentoring to assist with the removal of prepayment meters by the agent so the purported ‘customer’, the beneficiary, shall then be in a position to receive the full statements with the giro attached.
The debit payments may also be recovered by litigation as necessary.
Warrants of entry may be stayed by an application to the County Court or attendance to Magistrates’ to derail any application brought by the utility agents who are wholly unconscionable to their actions.
Mentoring and case management are essential prior to any hearing, with each case dealt with in its own merits.
Utility and telecommunications agents regularly obtain CCJ against unsuspecting beneficiaries. Such judgments may be set aside and counterclaims brought. Debt Less students have a proven track record in this field of litigation.
The ignorance of the Judiciary to utility accounts is by far the main obstacle to overcome in litigation. No District Judge in County Court comprehends the matter pertains to a trust, and will believe debt is bought and sold by debt collection agents
It is essential litigants overcome the ignorance of the legal agents by undertaking mentoring. The use of DSAR is also essential.
Case management is a complex matter. Students ought to study the relevant and free training material within our Facebook group, attend webinars or receive one to one mentoring upon effective case management.
Case management is a reserved legal activity pursuant to the Legal Services Act 2007 and not undertaken by Debt Less LLC.
Therefore it is the sole responsibility of the student to adhere to any court directions, filing requirements, payment of court fees, timeframes and so forth.
We are not Solicitors, we are a training platform, and as such we do not perform any regulated activity such as representing students in court, attend to filing requirements, acting as McKenzie friends or lay representatives.
He or she who seeks equity, must do equity. In other words, one’s financial education and subsequent case management, is the responsibility of the individual.
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