Debt-Less | Site-Wide Activity https://www.debt-less.co.uk/community/ Activity feed for the entire site. Fri, 27 Mar 2026 14:27:25 +0000 https://buddypress.org/?v=9.2.0 en-GB 30 hourly 2 d5407f20d8859993ebf23f1857f421e0 jojom77 posted an update: Evening Community, I have booked in for mentoring with […] https://www.debt-less.co.uk/community/p/886/ Mon, 11 Apr 2022 21:44:55 +0100 Evening Community,

I have booked in for mentoring with SK. I understand they are busy so am booked for the next available slot
I have had some personal issues and have not kept on top of things but I am back to it now. As Steve states delay defeats equity so it is imperative to say focused on the end result.

Summary of the events so…Read more

]]> 0 5f151af1131b93beb15f7344b5507e43 galinkolev posted an update: https://www.debt-less.co.uk/community/p/850/ Tue, 22 Mar 2022 09:44:12 +0000







]]> 0 657c6a6fce75b4593ad5cfd05575bbed Steve Knight posted an update: https://www.bbc.co.uk/bitesize/articles/zfx2m39#xtor=CS8-1000 […] https://www.debt-less.co.uk/community/p/827/ Sun, 06 Mar 2022 07:43:32 +0000 https://www.bbc.co.uk/bitesize/articles/zfx2m39#xtor=CS8-1000-%5BDiscovery_Cards%5D-%5BMulti_Site%5D-%5BGR07%5D-%5BPS_BITESIZE~N~~P_HistoryofMoney%5D

Utter ignorance and mainstream programming for the human resources; money is gold and silver.

Money may be used as currency, but other forms of currency are absolutely not money.

]]> 0 2583985d99c2b212ca35b3b31a472e00 Natalie Forsyth posted an update: I submitted a D-L DSAR to Capita plc which was received on […] https://www.debt-less.co.uk/community/p/792/ Thu, 17 Feb 2022 22:39:23 +0000 I submitted a D-L DSAR to Capita plc which was received on 04 Feb, 2022. They then requested ID which I submitted by email on 11 Feb (although they are disputing lack of photo ID.) If there is no substantive reply to the DSAR would their one month be up on 04 March or 11 March as I may need to put in a request for 7DN and LBC. Do you currently…Read more

]]> 1 9777b6c09f2b453f001ed988f73e5de0 jojom77 posted an update: I received this email from 'HM courts and tribunals service […] https://www.debt-less.co.uk/community/p/786/ Thu, 17 Feb 2022 17:06:56 +0000 I received this email from ‘HM courts and tribunals service civil money claims’ . I have yet to send DSAR to agent ‘Foxglove Energy Supply Ltd’. I have requested this with admin.
Is DSAR required for this agent? Are there other steps I need to take as this email states to respond within 14 days by 7th March 2022 or request an extra 14 days by…Read more

]]> 1 8d0a67bf260c61dc9404c8ae71c1d2de Richard Peel posted an update: Morning wondered if I could ask for some advice please? I […] https://www.debt-less.co.uk/community/p/779/ Wed, 16 Feb 2022 09:05:35 +0000 Morning wondered if I could ask for some advice please? I have received the below from Arrow Global Limited in response to a Debtless LBC. Note they claim they are not obliged to provide a DOA as it is a ‘private contract’ obviously we have only requested and information or data (of ours) held within that. Is it worth engaging or just sit tig…Read more

]]> 1 5065181face3d4c533c1f1fafe279d2b jojom77 posted an update: I have received this response fro. Tendring District Council […] https://www.debt-less.co.uk/community/p/777/ Tue, 15 Feb 2022 16:31:50 +0000 I have received this response fro. Tendring District Council to DSAR sent on 11th February 2022. Can you please advise next steps? Many thanks Jo.






]]> 3 d29ef559a32d7141a1ad9739d2312a76 abdullah81 posted an update: Hello members . Just received 62 pages long response in the […] https://www.debt-less.co.uk/community/p/771/ Mon, 14 Feb 2022 15:31:56 +0000 Hello members . Just received 62 pages long response in the email from agent after bespoke DL DSAR was sent . None of the questions were answered . All they sent me is account history which includes (payment history, call history, complaints history or every time I accessed account ) . Next step LBC drafted by Emma i…Read more

]]> 0 1527e68fe0e14a44632a0e5e9848e3dd jojom77 posted an update: Hi all, Thank you for accepting me to the community […] https://www.debt-less.co.uk/community/p/755/ Fri, 11 Feb 2022 23:26:26 +0000 Hi all,

Thank you for accepting me to the community forum.

I joined a different group and have since removed myself from those groups as I understand the advice was incorrect.

I am now in the right place and I recently had mentoring with Steve and had assistance from Emma with a DSAR request.

I would like some advice please.
I cancelled my…Read more

]]> 2 61b8d0c8e4b77d92c6fa08f36a5e6153 jackie22 posted an update: Hi Im Jackie is anyone else on here? Not sure how this works. https://www.debt-less.co.uk/community/p/749/ Thu, 10 Feb 2022 22:40:05 +0000 Hi Im Jackie is anyone else on here? Not sure how this works.

]]> 2 7b5a4f6d79979de773ab8f93d3bfe168 cherylannverralllive-com-au posted an update: Very happy that Debt-Less has set up this website. Many Thanks. https://www.debt-less.co.uk/community/p/747/ Thu, 10 Feb 2022 21:48:25 +0000 Very happy that Debt-Less has set up this website. Many Thanks.

]]> 1 49f36ae5a4c51535380e54df459f1b8a Steve Knight posted an update: Webinar 12:30pm 11th Feb "An Introduction to Equity" - […] https://www.debt-less.co.uk/community/p/667/ Fri, 04 Feb 2022 14:10:53 +0000 Webinar 12:30pm 11th Feb \”An Introduction to Equity\” – Please PM Emma Fisher to book, max 50 students, £75.00, run time 60 mins.

]]> 0 4594d5b392a83833f1496c412f74f08c Steve Knight posted an update: Welcome new members, please do post any enquiries so we may […] https://www.debt-less.co.uk/community/p/623/ Tue, 01 Feb 2022 22:20:41 +0000 Welcome new members, please do post any enquiries so we may set this forum alight with success to compliment the Facebook Group. This private community sits under the data protection of Debt Less LLC and members may receive higher levels of privacy and confidentiality than experienced with social media platforms.

]]> 0 48ae24ddc165f4080ad492d53226ebe9 Steve Knight posted an update: https://www.debt-less.co.uk/community/p/592/ Thu, 06 Jan 2022 21:26:09 +0000

]]> 0 799e474e063354ad66f29e0e321736c4 Tony Marshall posted an update: Hi guys, I thought I'd share this email I received yesterday […] https://www.debt-less.co.uk/community/p/568/ Fri, 15 Oct 2021 10:04:19 +0100 Hi guys, I thought I’d share this email I received yesterday evening from TLT LLP, acting on behalf of Santander UK plc, in response to me submitting a N244 Application Notice, prepared by Emma, to have my Death Pledge hearing transferred to the correct jurisdiction. TLT LLP have requested that my application be dismissed on the grounds that ‘the…Read more

]]> 0 00c022be8302803f65cd258dc0178f8a natallietrumman posted an update: :Greetings to all members and team, please advise me this is […] https://www.debt-less.co.uk/community/p/533/ Mon, 20 Sep 2021 09:34:09 +0100 :Greetings to all members and team, please advise me this is the reply from Moorcroft Debt Recovery Limited [this is the 2nd agent handling this case] re: Barclays customer loan account. After “bespoke DSAR” to them been served, while DSAR that been sent to Barclays Bank PLC in the “waiting mode”, not sure how to proceed



]]> 1 b54231b4255e3718269ddf2c57fed417 Steve Knight posted an update: https://www.debt-less.co.uk/community/p/530/ Thu, 16 Sep 2021 07:59:46 +0100
Bitcoin protests in El Salvador against cryptocurrency as legal tender – BBC News
https://www.bbc.co.uk/news/world-latin-america-58579415
The demonstrators burn Bitcoin machines, a week after the cryptocurrency became legal tender.

]]> 0 b3f94466139856b1eb459da499110522 Steve Knight posted an update: https://www.debt-less.co.uk/community/p/518/ Mon, 16 Aug 2021 09:34:30 +0100
Neil Oliver: Scotland's government should keep its nose out our business – YouTube
https://www.youtube.com/watch?v=eIX19h9aprk
Neil Oliver has his say on the Scottish trans row in schools. Download the GB News App to watch live wherever you are, catch up with all our shows and get th…

]]> 0 89882397ebbdeb2263fbd4982cba4430 Richard Peel posted an update: Afternoon everyone. So I decided to respond to MBNA Limited […] https://www.debt-less.co.uk/community/p/512/ Tue, 10 Aug 2021 11:46:52 +0100 Afternoon everyone. So I decided to respond to MBNA Limited and made an internal complaint after they confirmed they had destroyed my negotiable instrument (BGC) as I was hoping to entice them into making some claims they couldn’t prove. They have responded saying that ‘you’ve sent us payment by way of negotiable instrument, this negotiable…Read more

]]> 0 a34702c4352fccdeb36a035d90d1ba99 Steve Knight posted an update: "Borrower, lender, customer and loan" - pure lies and deceit. https://www.debt-less.co.uk/community/p/504/ Wed, 04 Aug 2021 17:24:53 +0100 “Borrower, lender, customer and loan” – pure lies and deceit.

High Court backs compensation for Provident customers – BBC News
https://www.bbc.co.uk/news/business-58089605
The doorstep lender’s borrowers can claim partial compensation for mis-sold loans after court ruling.

]]> 0 a2a85e80277917ebd7f6e35271e51834 James Cann posted an update: Hi debtless, community. A response from HMCTS in relation to […] https://www.debt-less.co.uk/community/p/494/ Mon, 02 Aug 2021 22:27:52 +0100 Hi debtless, community. A response from HMCTS in relation to a bespoke Data Subject Access Request. The council have failed to comply with our bespoke DSAR and the template response by HMCTS is full of contradictions.

Interestingly HMCTS make references to the Magistrates’ Court Rules 2021, Rule (66)(c), which states a request for information b…Read more

]]> 0 09ea36288513f6c01c9803126f980094 Steve Knight posted an update: https://www.debt-less.co.uk/community/p/492/ Sat, 31 Jul 2021 12:48:27 +0100
IS A FALSE AFFIDAVIT WORSE THAN A FALSE WITNESS STATEMENT? THE HIGH COURT CONSIDERS THE POINT – Civil Litigation B…

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]]> 0 68821d44883498718b39aa2ccfc66b93 Steve Knight posted an update: https://www.debt-less.co.uk/community/p/488/ Fri, 30 Jul 2021 13:25:53 +0100
Update on the operation of the Disclosure Pilot Scheme (“Disclosure Pilot”) – July 2021 | Courts and Tribunals Judiciary
https://www.judiciary.uk/announcements/update-on-the-operation-of-the-disclosure-pilot-scheme-disclosure-pilot-july-2021/?fbclid=IwAR2nqrdxcpd-Llfm1mDuk-Gvi7GAA_l3VAPdkTpi_l3WZS19dnhLfbPoAbE
Please read the d…

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]]> 0 c8752380ea93d70598a0cb62f500b60e Islam Giny posted an update: Hi All I joined FaceBook a couple of days or so ago only […] https://www.debt-less.co.uk/community/p/487/ Thu, 29 Jul 2021 16:53:32 +0100 Hi All

I joined FaceBook a couple of days or so ago only to join this Group.
A few minutes ago, while accessing this Group’s FaceBook page (for the first time), I read through several posts. Suddenly, I was thrown out with a message that my account has been suspended by FaceBook for 30 days due to some sort of Community Guidelines violation!…Read more

]]> 1 2328989c00782600ad1c9a89518a5c3d Steve Knight posted an update: https://www.debt-less.co.uk/community/p/485/ Wed, 28 Jul 2021 21:34:45 +0100
Bid for better bailiffs as pandemic debts rise – BBC News
https://www.bbc.co.uk/news/business-57983457
A plan is agreed to reduce aggressive debt collection, although charities still want statutory regulation.

]]> 0 2399f62065dff9e9baa1dd22d98fa6f0 Steve Knight posted an update: https://www.debt-less.co.uk/community/p/473/ Sun, 25 Jul 2021 11:31:24 +0100
Gold attracts young investors trading online, says The Royal Mint – BBC News
https://www.bbc.co.uk/news/business-57914322
The Royal Mint records a rise in profits aided by a fivefold increase in gold investment by young adults.

]]> 0 e5664974e683f30fb982b44a34b78097 Steve Knight posted an update: https://www.debt-less.co.uk/community/p/472/ Sun, 25 Jul 2021 11:13:36 +0100
Rural vacuum for getting hold of cash – BBC News
https://www.bbc.co.uk/news/business-57941001
People living in rural areas have less chance of withdrawing or depositing cash nearby, research finds.

]]> 0 53cc1331de8a463a6c54e20e6c9acc3f Steve Knight posted an update: https://www.debt-less.co.uk/community/p/471/ Sun, 25 Jul 2021 11:06:41 +0100
UK borrowing leads to record interest payments – BBC News
https://www.bbc.co.uk/news/business-57912347
A surge in inflation means the government spent £8.7bn in interest payments last month.

]]> 0 35c16a7a08dad408c6e202b95c8b296e Steve Knight posted an update: https://www.debt-less.co.uk/community/p/470/ Sun, 25 Jul 2021 09:37:31 +0100
Rishi Sunak plans to replace our cash with official digital currency | Daily Mail Online
https://www.dailymail.co.uk/news/article-9821855/Rishi-Sunak-plans-replace-cash-official-digital-currency.html?ito=facebook_share_article-facebook_preferred-top&fbclid=IwAR0bZDAp-EuB2Gel5Ux_a8VA-xWc4tgRT5RY2cp4J_l_9ihQYfXI3FCkf-4
In…

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]]> 0 2c92ad895b16b575533affd05ac03b56 Steve Knight posted an update: https://www.debt-less.co.uk/community/p/466/ Sun, 25 Jul 2021 08:09:16 +0100

]]> 0 fd727d2e37390fa180a41e69222bf513 Graham Harvey posted an update: This is the response from ICO regarding DSAR sent to Bristol […] https://www.debt-less.co.uk/community/p/464/ Wed, 21 Jul 2021 19:18:53 +0100 This is the response from ICO regarding DSAR sent to Bristol City Council.
]]> 0 4b2772f124d4c3b5a6992ab874a0b29e natallietrumman posted an update: :Greetings: Admin and members, I have a question and would […] https://www.debt-less.co.uk/community/p/455/ Sat, 17 Jul 2021 15:58:14 +0100 :Greetings: Admin and members, I have a question and would be very grateful for your input, After my “loan” was with “Arvato”, and they didn’t reply to my DSAR, my case been returned back to Barclays [their client], Barclays’s sent me just a statment of my loan in arrears
Shall i send DSAR to the Barclays now? as “Arvato” stoped…Read more

]]> 1 2cc66dd74df9c0e06246fc5db7f10d8f Lois McNab posted an update: Response from Mortimer Clarke to a debtless dsar. None of […] https://www.debt-less.co.uk/community/p/446/ Thu, 15 Jul 2021 14:35:46 +0100 Response from Mortimer Clarke to a debtless dsar. None of the points raised in the dsar have been answered or provided in the paperwork sent. Would next steps be 7 day notice and complaint to ICO? Thank you in advance.
]]> 1 47eff4b5e09534f41b3b71a8f62093a4 Richard Peel posted an update: Afternoon guys, I wondered whether I may be able to ask some […] https://www.debt-less.co.uk/community/p/441/ Tue, 13 Jul 2021 16:54:41 +0100 Afternoon guys, I wondered whether I may be able to ask some advice please? I have been dealing with MBNA for a while now, I have sent a Debtless DSAR, 7 Day Notice, and a bespoke response all of their responses were, as expected, were non-compliant. They also admitted in one letter to me that they had destroyed my BGC. I have today received this…Read more

]]> 1 f58e6b3f185e18d1fef2f71829e3dc94 Steve Knight posted an update: Total muppetry - Magna Carta / Common Law idiots. https://www.debt-less.co.uk/community/p/426/ Wed, 07 Jul 2021 18:58:32 +0100 Total muppetry – Magna Carta / Common Law idiots.

Plymouth coffee shop fined £42K for Covid breach – BBC News
https://www.bbc.co.uk/news/uk-england-devon-57750368
The coffee shop owners cited Magna Carta as making them exempt from regulations.

]]> 0 4b7618b2da5eae9d40ded5a7a3954492 Steve Knight posted an update: Banker https://www.debt-less.co.uk/community/p/415/ Tue, 06 Jul 2021 10:16:21 +0100 Banker

Matt Hancock – Wikipedia
https://en.wikipedia.org/wiki/Matt_Hancock

]]> 0 2b3c6d4f6d7eaeeb5d6a59eb7bb4ffd4 Steve Knight posted an update: Banker https://www.debt-less.co.uk/community/p/414/ Tue, 06 Jul 2021 10:15:37 +0100 Banker

Sajid Javid – Wikipedia
https://en.wikipedia.org/wiki/Sajid_Javid

]]> 0 de08946729b3cedccd979c598258fcb6 Robert Sheridan posted an update: I thoroughly recommend this easy to read and understand book […] https://www.debt-less.co.uk/community/p/401/ Sun, 04 Jul 2021 22:32:53 +0100 I thoroughly recommend this easy to read and understand book by Mike Maloney. Pardon the pun but it’s worth weight in gold 😈😎

Guide To Investing in Gold & Silver: Protec… – Kindle
https://amzn.eu/0QRUQKe
Shared via Kindle. Description: Michael Maloney is widely recognized as a leading expert on monetary history, e…

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]]> 1 0acb4389d866d03a9604d97d7f94adaf Steve Knight posted an update: https://www.debt-less.co.uk/community/p/400/ Sun, 04 Jul 2021 22:09:58 +0100 0 15d04c1efccaf9546c9fea9132750d89 Steve Knight posted an update: https://www.debt-less.co.uk/community/p/399/ Sun, 04 Jul 2021 20:33:32 +0100

]]> 0 953a557421ba867bb53eccd84be6bc77 Steve Knight posted an update: Some interesting background information. https://www.debt-less.co.uk/community/p/395/ Sat, 03 Jul 2021 06:03:43 +0100 Some interesting background information.

The Black Nobility Jesuit Order: Founders of Fascism, Freemasonry, Illuminati, The Vatican & Zionism – 知乎
https://zhuanlan.zhihu.com/p/372405296
This article acts as an introductory discussion for you to familiarize yourself with humanities consistent true enemy; the Jesuits. The Jes…

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]]> 0 20ec6360c5fa42384a3dc245820139f3 Steve Knight posted an update: https://www.debt-less.co.uk/community/p/389/ Fri, 02 Jul 2021 07:11:36 +0100
Equitable Assignment: Is notice required? – Quick reads – Gateley
https://gateleyplc.com/insight/quick-reads/equitable-assignment-is-notice-required/?fbclid=IwAR2YztwLuhkdlTMmmQHAOtDMibQaI-s0nGwC4a4NEwHxpbQp6NRPUkRzsy4
Many people are aware of the need to serve notice of assignment in order to ensure they have a legal…

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]]> 0 c368e352b0067d61cd6db19e84dcb7c0 Jake Fraser posted an update: An interesting development with United Utilities. Sent a […] https://www.debt-less.co.uk/community/p/378/ Wed, 30 Jun 2021 20:57:45 +0100 An interesting development with United Utilities. Sent a Debt-Less DSAR beginning of June. No response received yet so have issued 7DN however I received an alert to an update through ClearScore CRA that a new account will be added to my file. So I opened the ClearScore app to investigate further and noticed United Utilities had closed the account…Read more

]]> 0 fb6bee714d1e630453ba792eb639418d Steve Knight posted an update: https://www.debt-less.co.uk/community/p/375/ Tue, 29 Jun 2021 21:42:20 +0100

]]> 1 bfec0b745ab7e42512c548c927ba7029 Steve Knight posted an update: https://www.debt-less.co.uk/community/p/374/ Tue, 29 Jun 2021 16:03:45 +0100

]]> 0 32e5917ec44edce2e5ed0d6e28f8dc02 Steve Knight posted an update: Rather than admin handing this one on a plate, let's see […] https://www.debt-less.co.uk/community/p/336/ Sun, 27 Jun 2021 10:00:12 +0100 Rather than admin handing this one on a plate, let’s see which members can identify the important elements from the content in this post? He who seeks, must do.

Online court may need only one procedure rule, says Briggs | News | Law…

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]]> 12 294b5c0257463e496d191537086c0319 Steve Knight posted an update: It's paper .... https://www.debt-less.co.uk/community/p/323/ Sat, 26 Jun 2021 10:17:20 +0100 It’s paper ….

What is different about the new £50 banknote? – BBC News
https://www.bbc.co.uk/news/av/business-57570867
A behind-the-scenes look inside a high-security banknote printing plant.

]]> 0 32c2309ffaf1875621532da3502905aa Steve Knight posted an update: https://www.debt-less.co.uk/community/p/322/ Sat, 26 Jun 2021 10:08:42 +0100
Cash access as vital as running water, says Age UK – BBC News
https://www.bbc.co.uk/news/business-57611460
The charity says people should get a guarantee of access to cash, as they do with water and electricity.

]]> 0 81af512049e0bf2a52427c8fb6fa346a Steve Knight posted an update: Debt Less courses are available to all members. Courses 1 & […] https://www.debt-less.co.uk/community/p/321/ Sat, 26 Jun 2021 08:27:00 +0100 Debt Less courses are available to all members.

Courses 1 & 2 are available for £200 each and offer :-

1. Unlimited access.
2. Evidence for repeated success.
3. Unique information and relevant information not available on any other course, in any book, video, or on any website.
4. Courses are strictly private and confidential and may not be…Read more

]]> 0 711c96c5f1d2a1f277ac2c0cb44ee4b2 Steve Knight posted an update: There is a common misperception that when something is not […] https://www.debt-less.co.uk/community/p/319/ Sat, 26 Jun 2021 07:09:45 +0100 There is a common misperception that when something is not comprehended, it may automatically be labelled as “fraud”.

Making allegations of “fraud” is a serious offence without the evidence to substantiate and prove actus reus and mens rea.

Fraud is also a statutory offence at law, some may refer to this jurisdiction as common law. We…Read more

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